Here’s a sobering stat: 80 percent of us fail to achieve our New Year’s goals by week two of February, according to clinical psychologist Joseph J. Luciani.
Unless you can back your resolutions up with the “capacity to either sustain motivation or handle the inevitable stress and discomfort involved in change,” you’re doomed to fail, Luciani says.
That also may mean being in the right place to effect change. WalletHub researchers crunched the data to compare the 150 largest U.S. cities across 48 key indicators to find the areas that are most conducive to self-improvement.
The following locales topped WalletHub’s list as best places to keep financial resolutions, which takes into account criteria like median annual income, mortgage debt as share of median income, the homeownership rate, among other factors.
- Plano, Texas
- Fremont, Calif.
- Overland Kan.
- Scottsdale, Ariz.
- Gilbert, Ariz.
- Seattle, Wash.
- Chandler, Ariz.
- Peoria, Ariz.
- Sioux Falls, S.D.
- San Francisco, Calif.
Also, view the city rankings
for the places that offer the best chances for keeping weight loss resolutions and education and employment resolutions, as well as cities that are tops for getting rid of those bad-habit resolutions.
Source: “2017’s Best & Worst Cities for Keeping Your New Year’s Resolutions,” WalletHub (Jan. 3, 2017)