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Where It’s Easier to Keep Financial Resolutions

Here’s a sobering stat: 80 percent of us fail to achieve our New Year’s goals by week two of February, according to clinical psychologist Joseph J. Luciani.Unless you can back your resolutions up with the “capacity to either sustain motivation or handle the inevitable stress and discomfort involved in change,” you’re doomed to fail, Luciani says.That also may mean being in the right place to effect change. WalletHub researchers crunched

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More Equity Likely Coming to Owners

Home prices nationwide, including distressed sales, rose year over year by 7.1 percent in November 2016 compared to November 2015, CoreLogic’s Home Price Index shows.Expect more price jumps ahead too, although at a more modest pace. Home prices likely will increase by 4.7 percent on a year-over-year basis from November 2016 to November 2017, according to CoreLogic’s forecasts.“Last summer’s very low mortgage rates sparked demand, and with

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Mortgage Applications Plunge 12% End-of-Year

Mortgage application volume dropped sharply over the holidays, despite a drop in mortgage rates at the end of the year. Loan applications fell 12 percent for the week ending Dec. 30, 2016, on a seasonally adjusted basis compared to two weeks earlier, the Mortgage Bankers Association reported Wednesday. (The MBA did not report weekly volume last week.)"As mortgage rates continued their upward climb reaching the highest levels in more than two year

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A Homeowner's Worst Nightmare: Bed Bugs

Bed bugs can make a home inhospitable. They can be a huge cost to remove as well.Orkin, a nationwide pest control services company, says its revenue from bed bugs treatments are up more than 10 percent over last year. The problem is growing.“We have more people affected by bed bugs in the United States now than ever before,” says Ron Harrison, Orkin entomologist and director of technical services. “They were virtually unheard of in the U.S.

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The Next Big Thing in Smart-Home Tech

Talk to your home, and it may now hear you. Voice control is the next game changer with smart-home tech. In fact, it may be just the piece that fuels higher adoption of smart-home gadgets.“By simply saying aloud what they want to happen with their locks, lights, thermostats, and security system, consumers spend more time living and less time managing,” says Jeff Lyman, chief marketing office for Vivint Smart Home, which integrates with Amazon

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FOREIGN BUYERS: U.S. Is Tops for Real Estate

The United States remains the world’s most popular choice for foreign real estate capital, according to the latest annual survey of overseas investors by the Association of Foreign Investors in Real Estate.Ninety-five percent of global investors surveyed said they planned to increase or maintain their level of U.S. investment.Nevertheless, investor caution is slowly growing surrounding U.S. real estate. The caution is being sparked over the unc

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The Locales with the Oldest, Newest Homes

Where can home buyers find the most new homes?“You have the markets where the population is moving, like North Carolina, Texas, and Florida,” says Robert Dietz, chief economist of the National Association of Home Builders. “And some surprising mountain states that are simply growing and growing.”On the other hand, in some markets, such as coastal San Francisco and New City, there’s just few places left to build and the housing stock te

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Help Clients Avoid House-Hunting Drama

To make the house-hunt a little less stressful, real estate pros offer the following tips:1. Determine what you want upfront, and stick to that criteria.What are your non-negotiables? What location do you desire? What educational opportunities are important? What do you want your daily commute to be? And what price are you willing to pay? “The first step to avoid house hunting drama is to really sit back and think about what is most important t

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Post-Disaster, Families Rebuild Bigger, Better

About 120 major disasters have struck somewhere in the U.S. since 1996, according to the Federal Emergency Management Agency. But homeowners are showing some resilience. Following hurricanes, wildfires, earthquakes, or floods, they are rebuilding bigger and stronger homes that can better withstand the forces of Mother Nature.A flood on Memorial Day in 2015 dumped a foot of water in Houston, damaging 800 of 2,400 homes alone in an area called Meye

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This May Be It for the Luxury Rental Boom

A seven-year boom in the high-end apartment sector may be nearing an end. Landlords of luxury rental properties likely will need to cut rents and offer concessions as supply starts to outstrip demand across the country, The Wall Street Journal reports.Landlords reportedly in New York already are offering up to three months of free rent on some developments. In Los Angeles, some landlords are offering six months of free parking. In Houston, landlo

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